New Philhealth Contribution Table 2021

Philhealth postponed the premium rate hike for 2021 in response to President Rodrigo Duterte’s initiative to pause the increase of the contribution rate. A big thank you to our dear President!

Philhealth was supposed to increase the rate of 3.5% this 2021, but Philhealth will now revert back to the 3% rate due to the pandemic economic crisis.

The rate of 3% will be applied until the congress has finalized and passed a new law allowing the postponement of premium adjustment under the Universal Health Care Act of 2019. See the official statement of the President and CEO of Philhealth below.

philhealth official statement
Official Statement of Philhealth’s President and CEO regarding Philhealth premiums for 2021

Being a member of Philhealth has many significant benefits to support medical and health insurance for every Filipino and their beneficiaries. Another year has passed, are you planning to pay your Philhealth premiums for the year 2021?

What is Philhealth Contribution?

Philhealth contribution is the monthly premium paid by the members of Philippine Health Insurance Corporation for their medical insurance coverage. Employer and employee both pay half the monthly premium while senior citizens are automatically free for lifetime health insurance coverage.

It is very important for all members, their dependents and beneficiaries to know the latest and updated premiums because it is also important to have complete premium payments. Complete premium payments ensure all membership eligibility for benefits.

Philhealth Contribution Table 2021

Philhealth members will still follow the premium rate of 3% in accordance with President Duterte’s directive to temporarily postpone the new hike and amend the Universal Health Care law.

“PhilHealth will still collect premiums from direct contributors using the 3% instead of the 3.5% contributions rate; and the P60,000 instead of the P70,000 ceiling in CY 2020,” it officially said.

philhealth contribution table 2021

What are Direct Contributors?

Direct Contributors refer to those who are gainfully employed and bound by an employer-employee relationship. In addition, Kasambahays, self-employed individuals, practicing professionals and Overseas Filipino Workers belong to this membership category as well according to Philhealth.

How much is Philhealth Minimum Payment?

For those earning below the salary floor of P10,000, contributions are computed using the minimum threshold; while those who earn the set ceilings/limits shall pay premiums based on the set ceiling. This policy shall also apply to seafarers.

Philhealth Contributions for OFW and Individual Paying Members

Premiums of individual-paying members (voluntary members), self-employed professionals, and land-based OFWs are computed straight based on their monthly earnings and paid in whole by the member.

For this category and to ensure accuracy in computation, PhilHealth will require submission of proof of income such as the following documents:

  • Financial Books / Records
  • Latest ITR (Income Tax Return) received by the Bureau of Internal Revenue
  • Duly-notarized affidavit of income declaration
  • Overseas Employment Contract

Failure to submit any of the document above, the contribution of the said member will be based on the highest computed rate.

Philhealth Contributions for Kasambahay and PWD

In accordance to RA 10361, the premium contributions of the Kasambahay shall be shouldered solely by the household employer. However, if the Kasambahay is receiving P5,000 monthly salary or above, the Kasambahay shall pay his/her proportionate share or be deducted of their equal share in the monthly contribution.

In cases of employed Persons with Disability (PWDs) listed in the Department of Health’s PWD registry, their contributions shall be equally divided between their employers and the National Government for their personal share.

Health is wealth. Remember that in order to be eligible to benefits, we must always pay our premiums and avoid missing a month or months of unpaid contributions.

Philhealth always require active membership and payment of premiums in availing benefits. It is always important to know our benefits and the requirements even if we are not availing them.

We hope though these premium requirements will not increase as much as those private insurance companies. Nonetheless, they must also increase health benefits packages and coverage.

Philhealth FAQ:

What will happen if I missed payment of my Philhealth premiums?

Starting January 2020, unpaid Philhealth contributions shall be billed for the unpaid premiums with interests (compounded monthly) and penalties of at least 3% a month for employers, sea-based OFWs, and Kasambahays. On the other hand, self-employed, voluntary members, professionals and land-based migrant workers shall incur a maximum interest of 1.5% for every month of missed payment.

How is Philhealth contribution calculated?

The monthly premium contribution shall be at the rate of 3.00% computed straight based on the monthly basic salary. With the new premium schedule, computation shall be based on the table above.

How can I check my Philhealth contribution online?

  1. Go to the Philhealth website.
  2. Log in to the Member Inquiry facility by entering your PIN and password (from the activation email.)
  3. Answer the security question.
  4. The Member Static Information page will appear.

How to update Philhealth contribution?

  1. Fill out Form PMRF (Philhealth Member Registration Form)
  2. Tick the Updating Box
  3. Enter personal information properly
  4. Send the PMRF to any Philhealth office near you

Can I continue my Philhealth contribution?

In the event of resignation or any circumstance that stopped you from paying for your Philhealth premiums, you can still resume your active membership by updating your account into individually paying member. You may do this by submitting PMRF to Philhealth before paying your premiums.

What are Sponsored Program Members?

Sponsored members whose premium contributions are fully or partially subsidized by their sponsors such as LGUs, Private Entities, Legislators, and National Government Agencies are under this category.

According to Philhealth, all sponsored members and their beneficiaries shall be entitled to identified in-patient hospital care (including the Z Benefit Package), out-patient care services, and other health care services provided by accredited health care centers and providers. They shall also be entitled to the No balance Billing (NBB) Policy for health care services provided by accredited government health facilities in a non-private accommodation. Likewise, they shall also be entitled to the Primary Care Benefit 1 (PCB1) Package to be provided by their accredited Primary Care Benefit Provided where they are assigned and enlisted.”

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Do you prefer Philhealth or do you prefer other health insurance companies? Share your views darlings. 🙂

About Fehl Dungo

Licensed Career Service Professional, tech investor, founder of Philpad, and published author of a poetry book at Barnes&Noble.

412 thoughts on “New Philhealth Contribution Table 2021”

  1. Hi po ask ko lang if magkano na ang babayarin ko sa philhealth for maternity ngayon taon? Due date for pregnancy with in September 14 this year

  2. gud morning po .. ask ko lng po .. ngaun lang po kc ako mag huhulog sa philhealth ng isang taon .. eh kabuwanan kona pa cs po ako .. magagamit kopo kaya un agad ngaun kung huhulugan ko ng 2400 .. nahulugan kopo kc un eh 2017 pa tas nagamit ko din nung n cs ako sa pnaganay ko .. ndi kona po nasundan ng hulog pagkatapos nun .. if maghulog po ako ngaun ng 1 yr ulit magagamit kopo ba agad un pag manganak ako ngaun kabuwanan kona?

  3. Hello po. Pwede pong magtanong? Ano po ang mangyayari sa Philhealth contribution ko? hindi na po ako nakapaghulog simula nung december 2018…Pede ko hu bang ipagpatuloy ang paghulog ngayong buwan? maraming salmat po.

    • magpunta po kayo sa Philhealth office or kahit ung nasa loob ng mall, para mabigyan kayo ng guideline sa pagbabayad, pwede kayo magbayad ng quarterly or yearly, para hindi ninyo nakali-ligtaan,

    • Confinements of OFWs overseas may be reimbursed
      Overseas Filipinos confined abroad are entitled to PhilHealth benefits through claim reimbursements.Members are given 180 days upon discharge to submit their claim documents to any of the PhilHealth offices in the Philippines.

      I am Annie Dela Cruz and a Licensed Financial Planner of Sun life of Canada Phils, I can help you po regarding insurance, investments, health insurance, term insurance, estate planning etc. Thank you po.

  4. magandang araw maam/sir,

    tanong ko lang po pwede ko pa po ba magamit yong philhealth ko ,na mahigit 2 taon ko ng hindi nahuhulogan? anung bwan ko po ba an dapat mahulogan para magamit ko ang philhealth ko ngayon.?
    sana po mabasa niyo at masagot tanong ko salamat.

  5. hello po ask ko lang po
    sponsored po kc nakalagay sa mdr ko
    eh dko po alm kung ngmit ko ito nung february 2018 jung nagamit ko nga po ito magagamit kopo ba ito dis year february 2019 kung magbbyad po aq indigent to voluntary ano po ba dapat kong gawin… mangnganak po kc ko ng february…thank u po …

  6. Hello Good Day po,

    Ask lng po pagcheck ko ng Phhilhealth Contribution ko online,, sa dati ko employee ay marami kulang.

    Year 2014 – January,April,May,June lang ang may post ng contribution,
    Year 2016- March ang wala, at nag doble ang September ng contribution,
    Now previous employee ko wala po February, Ask lang po kung hindi po ba ito nahuhulugan o late lang?
    Need ko po kasi ito.

  7. kailangan talaga na uupadate natin palagi ang ating philhealth para kung sakaling ito ay kailangang gamitin natin ay wala nang mga katanungang mahihirap o para di tayo mahirapang maglakad nito.

  8. HI nagregister po ako ng philheath nung last august 2016, paanu po un eh hindi po nahulugan ung Philheath ko, simula nung nagtrabaho ako , 1st job ko din po un,, kukuha po sana ulit ako ng nung number at id, pwde po ba bigyan nio ako ng guide para dito

  9. Hi.
    Ask lang. If kakaregister lang as voluntary member, and i-advance yung bayad ng 1 year, pwede na po bang makakuha ng benefits kahit wala pang 12 months na voluntary member?

  10. Quarterly po ang mode of payment ng mother ko sa Philhealth as Voluntary Contribution.
    The problem is hindi po nakapagbayad on time. Magkakaproblem po ba ako once hindi ko nabayaran ito?

    • Ask ko lang po,Pwede ko po ba bayaran ang january february march ngayong april kase po manganganak na po ako ngayong may ?

  11. HI,

    Just a quick question, if for example lets say an employee has deduction (LWOP), will the deduction affect the computation for the Philhealth contribution? or is the employees basic pay only the basis for the philhealth contribution?

  12. Hi Sir mam,
    I’m a OFW i went home for emergency cases due to my mother took to ICU and unfortunately she passed away because of kidney failure that result her brain loss an oxygen. My Question is do I have a chance to file a refund depends on total % for the whole hospital bill that we pay? I was member of Phil health for almost 15 years as OFW.

    • Ask ko lng po…pwd po bang kumuha ng philhealth ang buntis? if pwd po magkano po yong babayaran for the whole year??? at magagamit na po ba agad un if nahulogan na yong 1 buong taon???

  13. Hello po, member po aq ng philhealth last nabayad q 2015 p po. Pagmagbayad aq this yr jan to june 2018 pwede q ba magamit ang Phil health?

  14. hello po ask ko lang po 3 months pregnant po ako then nag wowork po ako dati pero dko sure kung nahuhulugan ng dati kung company ang benefits ko lalo na sa Phil health
    ask ko lang po fi pag nag hulog po ba ako ngaun ng buong isang year sa phil health pd ko na po ba gamitin yun this coming July pag nanganak ako?
    and how much po ang ihuhulog ko sa phil health para magamit ko this coming July 2018

  15. Good day po,
    ask lng po
    pano po pag self employed po then student pa lang
    pwede na po ba ako mag monthly contribution but self employed po ako,
    dati po kasi nung nagwowork pa ako sa Jollibee not so sure kung nahuhulugan ba nila yung sa account ko po sa Philhealth
    but I want to continue na mahulugan po sana monthly
    Paano po , at how much po sya every month?
    Thanks in advance po ^_^
    hoping for you reply po.. 🙂

    • Dear Philheath,
      Good day.
      I want to know what is Z benefits and requirements?
      Your reply is highy appreciated.
      Thank you


    • Hi Ms Juliet, I think you will pay until your birthday on December 2018. After that, you are 60, you are now exempted:)

      The money we paid to Philhealth will help a lot of people, since Philhealth meant not only for ourselves but as a subsidy for others.

    • Kung December pa po kau mag 60, need nyo pa rin po hulugan at least yung para po sa 2018 1st to 3rd quarter (January to September 2018). Once po na nag 60 na po kau wala na po kau dapat hulugan since qualified na po kau as lifetime member. Pero kung 60 years old po kau at employed pa din po kau, need nyo pa rin po maghulog/kakaltasan pa din po kau ng employer nyu since under pa din po kau ng employed sector.

    • I think, PH presentation table is confusing, because their sample (10,000.01 x 0.0275 = 137.51) but it is 10,000.01 x 0.0275 = 137.50013750 or we rounded that into 2 decimal it is 137.50…. Please clarify on this please…

  17. Good pm po my employer po at nkabayad ako ng month of november.naka schedule po akong operahan nitong december at ang tanong ko po is active parin po ba ang ko.magagamit ko pba ang phil health ko sa december.kong sakali po at kylangan kong bayaran ang buwan ng dec.pwd po bang ako nalang magbayad kc hindi ko kayang magtrabaho this month.saan kopo pwding bayaran thnx po.

  18. Hi. Ask ko lang po kung maaavail ko po ba yung maternity benefit ko if my due date is december 2017. employed po ako from november 2016 to september 2017. lahat naman po yun may hulog. magagamit ko po ba yun sa due date ko ng december? thanks in advance.

  19. Bayad po ako sa Philhealth ng july august september, kung sakali po kailanganin ko ngayong october covered pa po ba ako ng philhealth?

  20. hi! para po saan ang salary bracket? as per asked from a philhealth branch, parang pareho lang ang benefits ng nagbabayad ng P200 at ng P437. pls clarify this. thank you

  21. Ano po ang reasons para maging invalid ang isanmg dependent? nagcheck kasi ako ng MDR ko, kakaupdate ko lang after I got married and after ko makuha ang birth certificate ng anak ko. Pero wala nakadeclare na dependents sa MDR ko, tapos ng chineck ko online INVALID and status ng anak ko na less that 1 year old.

    • Good day! Ask ko lang po if refundable po yung mga binayaran kong contribution sa philhealth as voluntary way back 2013 (not sure), kelan ko lang po kasi nalaman na sponsored po pala ako ng LGU namin as indigent..pero continues po yung contribution ko as voluntary until now.

      Paano po kaya yun?

  22. Hi Fehl, how are you?
    I will be moving to the Philippines in December. I cannot met financial obligations for retirement visa so I will extend my tourist visa several times over. My plan is to stay. I have no communicable diseases.
    I am on USA social security disability and cannot work.
    Would I be eligible to enroll as an unemployed volunteer member in Philhealth?
    What would my premium be?
    Thank you in advance for all your help!

  23. hello po ask ko lang po nagbayad ako sa bayad center last june 24 for month april may june.
    pero pinasok ng philhealth sa july to sept. . mababago pa po b un pg nagpunta ako sa main nila.

    • Ask ko lang po kakakuha ko lang po ng philhealth nung march Pero ang bnayaran ko January to march 2017 Pero nitong April to June hind ko nabayaran magiging active parin po ba ang philhealth ko kung binayaran ko xa ngaung July to December kc po manganganak po ako ngaung October 2017

  24. Hi,

    Good day.

    Please i need your advice or assistance. Way back August, 2015 – Voluntarily q po kc hinuhulugan ung Philhealth q at nag advance payment po q from August, 2015 and the whole year of 2016 due of important matter. Then Sept 2015 at the same year I got hired sa isang company and since Sept 2016 up until now, continues naman po q nakakaltasan ng Philhealth. My question is, pwede po ba mareimburse or magamit yung advance payment q from Sept 2015 and the whole year of 2016. Kasi and dating po doble ung hulog sa akin since na hire q and whole year ng 2016.

    Thank you.

    • pwde po kayo magfile parang correction.. ipapasa din po yung summary ng kaltas sa inyo from your employer.. sa case ko naman po.. nag’overlap ako ng 2 months kasi i made sure na makakabayad ako on time so a month before binayaran ko na for the whole year.. upon checking nag’overlap nga.. i filed a form for correction sa months with the MDR showing ng months na nabayaran ko na and for reference is payment slip nung advance ko

  25. Hello po. Ask ko lang po i apply for philhealth this yr tas nag bayad ako ng quarterly january to march tas sabi ng lalaki by next month april 8 daw po next payment ko na. Tas i pay it yesterday lang for april to june po. Ok lang po ba yun?


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