Philhealth Contribution Table 2018. The premiums has changed for the employed sector. Effective January 2018 to present, the premiums for employed members are listed below. OFWs, self-employed or individually paying member and those members under the Sponsored program registered in the Philippine Health Insurance Corporation will be based on the list below. This applies for the year 2018.
It is so important for all members and their dependents and beneficiaries to know the latest and updated premiums because it’ll all benefit them.
The main reason for the increase of premium contributions for employed individuals concerns about implementing benefits and due to uproar against increase by other government fees like taxes, tolls, fees, social security contributions and the like.
Philhealth Contribution Table 2018 for Employed Members
Effective January 2018 and onwards, the monthly premium contributions shall be at the rate of 2.75% computed straight based on the monthly basic salary, with a salary floor of P10,000 and a ceiling of P40,000, to be equally shared by the employees and employer. With the removal of the salary brackets, computation shall be based on the following table:
In accordance to RA 10361, the premium contributions of the Kasambahay shall be shouldered solely by the household employer. However, if the Kasambahay is receiving P5,000 monthly salary or above, the Kasambahay shall pay his/her proportionate share.
Philhealth Contribution Table 2018 for OFW
Same premium contributions of P2,400/year applies to OFW or those under the OWP (Overseas Workers Program) applicable to Landbased OFWs.
Members under this category can pay either P2,400 for the annual contributions or P1,200 for the 6 months contributions.
Philhealth Contribution Table for Self-employed, Individually Paying Member
- With monthly income of P25,000 and below – P2,400/year
- With monthly income above P25,000 – P3,600/year
All members under this category can pay quarterly, semi-annually or annually.
Philhealth Contribution Table 2018 for the Sponsored Program Members
Sponsored members whose premium contributions are fully or partially subsidized by their sponsors such as LGUs, Private Entities, Legislators, and National Government Agencies are under this category.
- Annual premium of P2,400 is also applied to these type of members.
According to Philhealth, all sponsored members and their beneficiaries
shall be entitled to identified in-patient hospital care (including the Z Benefit Package), out-patient care services, and other health care services provided by accredited health care centers and providers. They shall also be entitled to the No balance Billing (NBB) Policy for health care services provided by accredited government health facilities in a non-private accommodation. Likewise, they shall also be entitled to the Primary Care Benefit 1 (PCB1) Package to be provided by their accredited Primary Care Benefit Provided where they are assigned and enlisted.”
Those health benefits sound so helpful. Health is wealth. Remember that in order to be eligible to benefits, we must always pay our premiums and avoid missing a month or months of unpaid contributions. Philhealth always require active membership and payment of premiums in availing benefits. It is always important to know our benefits and the requirements even if we are not availing them.
I hope though these premium requirements will not increase next year. They are too close to those private health insurance providers. Nonetheless, they must also increase health benefits packages and coverage.
Do you prefer Philhealth or do you prefer other health insurance companies? Share your views darlings. 🙂