The following are the best banks in the Philippines in 2025, based on the latest rankings published by the Bangko Sentral ng Pilipinas. These lists highlight the best commercial banks in terms of assets, deposits, capital, and loans.
Having your savings and investments with these banks can be a smart move. If you’re a student exploring career opportunities, these institutions are also among the best banks to work for.
Update: Share your experience! Let us know which bank offers the best customer service by leaving a comment below.
Best Banks in the Philippines in 2025
We consider the following as the best banks in the Philippines to bank with this year, thanks to their impressive growth and strong performance. Leading the list are BDO (Banco de Oro), Metrobank, Landbank, BPI (Bank of the Philippine Islands), China Bank, PNB (Philippine National Bank), RCBC (Rizal Commercial Banking Corp.), Security Bank, UnionBank, and DBP (Development Bank of the Philippines).
It’s no surprise that BDO ranks number one, as it pioneered weekend banking operations and has a branch in nearly every SM mall. Many SM employees, as well as other workers, receive their salaries through BDO accounts.
BDO, Metrobank, and BPI are also among the best banks for investments, each offering their own trading platforms. Notably, Metrobank launched First Metro Sec Pro—considered the most advanced trading platform in the country.
Euromoney has recognized Metrobank as the Best Bank in the Philippines for several years. It’s also one of the Strongest Banks in Asia. Meanwhile, China Bank has shown massive growth over the past years.
PNB has strengthened its position after merging with Allied Bank and has maintained its place among the top banks. Landbank, on the other hand, did an excellent job this year, ranking second in terms of total assets.
Security Bank has also shown significant improvement following its organizational revamp. EastWest Bank continues to perform well, along with UnionBank—hailed as the leading digital bank in the country.
Based on their published balance sheets and official statistics, we’ve compiled key figures on their assets, stockholders’ equity, loans, and deposits.
How we ranked the top banks in the Philippines?
Notice that we listed the official data as of December 31, 2024. Data is shared by the BSP (Bangko Sentral ng Pililipinas), available to the public. The figures will be updated every quarter.
Top 15 Best Banks in the Philippines in Terms of Assets
Amounts in Million Pesos
- BDO – 4,668.556.06
- Landbank – 3,428,775.20
- BPI – 3,295,752.08
- Metrobank – 3,220,012.90
- China Bank – 1,777,293.45
- RCBC – 1,452,003.24
- Security Bank – 1,431,222.41
- PNB – 1,253,050.18
- UnionBank – 990,195.20
- DBP – 963,605.21
- EastWest Bank – 493,361.03
- Asia United Bank – 380,150.01
- Citibank – 347,564.06
- HSBC – 281,602.77
- Bank of Commerce – 263,914.09
Top 15 Best Banks in the Philippines in Terms of Deposit Liabilities
Amounts in Million Pesos
- BDO – 3,680,551.11
- Landbank – 3,009,044.87
- BPI – 2,564,224.00
- Metrobank– 2,321,464.77
- China Bank – 1,166,509.50
- RCBC – 1,022,737.36
- PNB – 967,245.18
- Security Bank – 802,963.10
- DBP – 745,354.89
- UnionBank – 572,481.89
- EastWest Bank – 357,880.18
- Asia United Bank – 310,245.06
- Bank of Commerce – 212,007.96
- Citibank – 210,507.07
- HSBC – 193,272.54
Top 15 Best Banks in the Philippines in Terms of Loans and Receivables, net
Amounts in Million Pesos
- BDO – 3,121,994.92
- BPI – 2,181,517.11
- Metrobank – 1,593,288.51
- Landbank – 1,532,708.63
- China Bank – 802,908.49
- PNB – 737,240.84
- RCBC – 719,741.93
- Security Bank – 679,440.29
- DBP – 518,289.39
- UnionBank – 392,326.03
- EastWest Bank – 293,941.21
- Asia United Bank – 241,555.06
- Bank of Commerce – 133,900.33
- HSBC – 118,477.83
- Citibank – 117,993.85
Top 15 Best Banks in the Philippines in Terms of Capital (Stockholder’s Equity)
Amounts in Million Pesos
- BDO – 576,819.89
- BPI – 428,248.79
- Metrobank – 374,941.12
- Landbank – 275,741.46
- PNB – 205,053.58
- UnionBank – 191,965.36
- China Bank – 162,635.18
- RCBC – 158,298.81
- Security Bank – 138,329.43
- DBP – 94,283.68
- EastWest Bank – 72,565.51
- Asia United Bank – 57,926.33
- Bank of Commerce – 31,625.63
- Citibank – 22,237.98
- Phil Trust Company – 22,227.99
Best Banks in the Philippines in Terms of Customer Service
Your vote counts! Tell us your favorite bank in terms of customer service by leaving a comment below. Share your experiences and explain why you consider it your favorite.
How about you—where do you keep your savings, deposits, and investments? Which bank do you trust when you need a loan? Share your banking experience in the comments section.
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