The following are the best UITF in the Philippines in 2020. The data includes complete list of best performing UITF for equity funds, balanced funds, bond funds and money market funds.
If you have Unit Investment Trust Funds (UITFs), you must be updated with the periodic ranking of UITF to know how your investments performed in the last months, quarter, or period compared to other UITF.
What is UITF?
UITF stands for Unit Investment Trust Fund. UITFs are pooled investments of different funds, companies, corporations, invested and diversified to other investments, stocks, bonds, securities, money market and other funds managed by fund experts and fund professionals.
UITFs are regulated by the BSP (Bangko Sentral ng Pilipinas). That means, they are often provided by banks in the Philippines.
Are UITFs the same as Mutual Funds? To answer that, please read, “Mutual Funds vs UITFs – Similarities and Differences: Advantages and Disadvantages.”
Why should you invest in UITF?
This question is always asked so many times on the threads so it will be great if I share the answers in this post.
If you have extra bulges of money and you want to invest them so that they can earn some cash (higher than Time Deposits) and you are aware of the risks involved, you phone your banker and ask about any investment product that could give you that, they will surely give UITF as one of the options.
UITFs, unlike Mutual Funds, are easy to open nowadays. In the recent months, PNB started the UITF Online account opening in the Trust banking empire. We can now open these investments online and enjoy paperless transactions.
As long as you have an existing bank account, you can open or enroll your UITF and redeem or withdraw your funds from it. Banks like PNB, BDO, BPI, Metrobank and Security Bank offer UITF online.
How do you choose the UITF that is right for you?
It’s simply by knowing your investment goal and your risk appetite.
Best UITF in the Philippines in 2020
Top performing UITF in the Philippines. Data will be updated every quarter. Data is based on YOY (in the last 12 months) ROI.
The performance of financial market is not that impressive in the last twelve months that’s why you will see some poor performances in the following data. Global market and Fed hikes contributed in the decline of investments. On the other hand, financial experts and investors are still confident about the future growth of the economy which will eventually lift up other businesses and investments in the country.
Top 15 Best UITF Equity Funds in 2020:
|1||BPI Asset Management and Trust Corp.||BPI Catholic Values Global Equity Feeder Fund||18.6763%|
|2||BPI Asset Management and Trust Corp.||BPI Philippine Consumer Equity Index Fund||4.7493%|
|3||BDO Unibank, Inc.||BDO ESG Equity Fund||3.1267%|
|4||AB Capital||AB Capital Equity Fund||3.0122%|
|5||BDO Unibank, Inc.||BDO Institutional Equity Fund||2.6927%|
|6||BPI Asset Management and Trust Corp.||BPI Philippine Equity Index Fund||2.6032%|
|7||Asia United Bank||Equity Investment Trust Fund||2.6013%|
|8||Metropolitan Bank and Trust Company||Metro Philippine Equity Index Tracker Fund||2.4886%|
|9||United Coconut Planters Bank||UCPB Philippine Index Equity Fund||2.4691%|
|10||UnionBank||UnionBank Philippine Equity Index Portfolio||2.3987%|
|11||Philippine National Bank||PNB Phil-Index Tracker Fund||2.3644%|
|12||BDO Unibank, Inc.||BDO Equity Fund||2.3074%|
|13||Security Bank Corp.||SB Philippine Equity Index Fund||2.2606%|
|14||Metropolitan Bank and Trust Company||Metro Aspire Equity Feeder Fund||2.2584%|
|15||BPI Asset Management and Trust Corp.||BPI Philippine High Dividend Equity Fund||2.2412%|
Top 15 Best UITF Balanced Funds in 2020:
|1||BPI Asset Management and Trust Corp.||Odyssey Diversified Capital Fund||11.4430%|
|2||BPI Asset Management and Trust Corp.||Odyssey Diversified Balanced Fund||8.8419%|
|3||UnionBank||UnionBank Peso Balanced Portfolio||8.4022%|
|4||BPI Asset Management and Trust Corp.||BPI Bayanihan Balanced Fund||7.7996%|
|5||Security Bank Corp.||SB Peso Asset Variety Fund||7.2129%|
|6||China Banking Corp.||China Bank Balanced Fund||6.1114%|
|7||Metropolitan Bank and Trust Company||Metro Balanced Fund||5.2207%|
|8||RCBC||Rizal Balanced Fund||5.1738%|
|9||Metropolitan Bank and Trust Company||Metro Aspire Balanced Feeder Fund||5.0253%|
|10||Landbank of the Philippines||Landbank Growth Fund||4.8657%|
|11||BDO Unibank, Inc.||BDO Peso Balanced Fund||4.8129%|
|12||AB Capital||AB Capital Balanced Fund||4.7895%|
|13||United Coconut Planters Bank||UCPB Balanced Fund||3.8997%|
|14||BPI Asset Management and Trust Corp.||BPI Balanced Fund||1.7885%|
|15||Philippine National Bank||PNB Balanced Fund||1.0793%|
Top 10 Best UITF Bond Funds in 2020:
|1||UnionBank||UnionBank Long Term Fixed Income Portfolio||22.2309%|
|2||UnionBank||UnionBank Tax Exempt Portfolio||20.7045%|
|3||BPI Asset Management and Trust Corp.||ABF Philippines Bond Index Fund||18.5393%|
|4||Security Bank Corp.||SB Peso Bond Fund||18.4662%|
|5||BPI Asset Management and Trust Corp.||BPI Fixed Income Portfolio Fund-of-Funds||17.5371%|
|6||China Banking Corp.||China Bank Fixed Income Fund||17.1097%|
|7||BPI Asset Management and Trust Corp.||Odyssey Peso Bond Fund||16.6933%|
|8||RCBC||Rizal Peso Bond Fund||13.2098%|
|9||ATRAM Trust Corp.||ATRAM Total Return Peso Bond Fund||12.2710%|
|10||United Coconut Planters Bank||UCPB Peso Bond Fund||11.4713%|
Top 10 Best UITF Money Market Funds in 2020:
|Rank||Provider||UITF (Money Market Fund)||ROI|
|1||UnioBank||UnionBank Peso Short Term Fixed Income Portfolio||6.3129%|
|2||Asia United Bank||Peso Money Market Fund||5.8060%|
|3||China Banking Corp.||China Bank Short-term Fund||5.2551%|
|4||RCBC||Rizal Peso Money Market||5.0315%|
|5||BDO Unibank, Inc.||BDO PERA Short Term Fund||4.8166%|
|6||BDO Unibank, Inc.||BDO Short Term Fund||4.4238%|
|7||BPI Asset Management and Trust Corp.||BPI Money Market Fund||4.3409%|
|8||Philippine National Bank||PNB Peso Fixed Income Fund||4.2351%|
|9||China Banking Corp.||China Bank Money Market Fund||4.2164%|
|10||China Banking Corp.||China Bank Cash Fund||4.0632%|
UITF, like other investments, have risks. Make sure you never put your money in one investment. It is important to diversify and to have regular income sources.
To learn more about UITFs, visit our UITF articles here.