How to Earn 25K in 4 months using only 1 Stock

Someone asked me if it’s possible to gain 25,000 in 4 months using only 1 stock. I’m pretty sure without blinking you know the answer is YES. Of course, I can’t miss sharing it here – one of simple ways on how to do that. I know you won’t be so surprised but it’s an interesting thread so here we go…

How to earn 25K in 4 months using only 1 stock?

Without exerting too much effort and research, one of the easiest ways to gain around 25K in 4 months is by investing one of the best performing stocks in the PSE, URC. We all know URC (Universal Robina Corporation) is one of the topnotch consumers in the country. I have listed the reasons why URC is a premium stock in this page to learn more.

URC is also one of the most consistent stocks I always check out on Bloomberg with more than 70% 1 year return. I honestly don’t know any stock listed on PSE that always have that record although I know the obvious reasons why. Again, the reasons mostly I mentioned from my post on DailyPik.

Even if you might say investing URC is a conservative approach, gaining 25K in 4 months still has the risks. But really you won’t gain that money in few months without risks with only little effort. Consider that as a bonus from your big courage.

In the sample below, I invested URC with a budget of around 50K buying shares closer to 250 every month following the boardlot. Knowing URC’s excellent performance, I know I will make profit riding the waves of it.

how to earn 29k using 1 stock
how to earn 25k using only 1 stock

Of course you have to less little fees involved to get the net amount. In the sample above, I gained 12.45% from the total cost I bought the shares. 12.45% in 4 months is pretty amazing. 25K cash bonus in 4 months is not bad at all.

With URC’s impressive growth over the years, why not use it as an opportunity to invest. If it will give your stocks impressive growth in just a short span of time, I’m sure it will give you more money when you invest it for long term.

You can also use the same strategy and concept in investing URC. If you have lower budget, 5000 every month for example, if you invested 4 months ago, you have gained a generous amount of around P2,800. Did I say effortlessly?

The point is…

You can also earn 25k in 4 months by choosing the right company not only URC. Choose a stock that has the right potential like of those of blue chip companies. Many people do this. It just takes some money, knowledge, focus, time, and big courage to take the risks.

Disclaimer: Investing in the stock market has risks however it is profitable. You must know the risks involved and the knowledge of investing before you start it.

Learn more about Investing in the Stock Market here.

About Fehl Dungo

Fehl is a licensed Career Service Professional. She is the founder of Philpad and a published author of "Toss and Turn," a poetry book at Barnes&Noble. Fehl has a degree in Accountancy and a background in Finance. She likes creative writing and mocha latte.

65 thoughts on “How to Earn 25K in 4 months using only 1 Stock”

  1. Hi ms fhel

    Gusto q mg.invest uitf sa SECB pro wala ako account dun sa bank kelangan po ba mag.open ako ng account before ko mka.invest, sa BDO po my accnt ako pro gusto ko sana sa SECB ako mag.invest..salamat po in advance f mo.replyan nyo po ang inquiry ko

    Reply
  2. hi po ask ko lang pano kung gusto ko mag join ng col financial pano ba mag start .Need po b fund mo every month.kelangan po ba 5000 ..pano po pag below 5k pwede po rin ba mag join?

    Reply
    • Hi Liza,

      If you’ll choose COL as your broker, just go to colfinancial.com then click Open an Account tab. There’s the instruction on how to start investing in stock market.

      Pwede ka magstart sa 5k pero hindi ka required to add 5k monthly. It depends on you.

      Reply
  3. Hi po Ms. Fehl. 16 years old pa lang po ako. Pwede na po ba akong mag avail ng stocks. Gusto ko po kaseng makaipon pandagdag sa tuition fee for college. Ano pong adviseable sakin since wala pa naman po akong source of income. Please help po. Thanks po. God bless po.

    Reply
  4. hi ms fehl, kelangan ba talaga mag require ng BIR TIN kasi kelangan nila ng business name eh wala naman ako business ito lng sasalihan kong mutual fund any suggestion gusto ko na talaga mag umpisa na inspire mo ako mag invest siguro hindi pa late 57 yrs old na ako eh pwede pa ba?

    Reply
  5. Hi ms Fehl, I am glad that I have come up with this article of yours very informative mga katulad mo ang dapat nasa gobyerno sigurado ang pag yaman ng ating bayan, 5k lang po ang meron ako to start then COL pala ang dapat ko salihan, sudin ko recommendation mo kay mr mike, pero kung ok talaga benta ko muna car ko pang umpisa salamat syo more power and God bless

    Reply
  6. good pm ms. fehl,
    ask lang po.. nag invest mrs. ko sa bdo ng peso money market ng 100k.. ok lang ba na wag galawin yun ng 5 – 10 years? thanks..

    Reply
    • Hi. Money Market Funds are suitable for 1 year pero ok din naman if you want to continue in 5-10 years although hindi ganon kalaki profit mo

      Reply
  7. Hi Ms. Fehl,

    I am really interested to invest in stocks. But why want to know the possible risks I’m facing so that I can, kinda, prepare just in case it comes.

    Thank you.

    Reply
  8. Hi ms fehl. Pno b tamang paguumpisa sa stock investment, pno magkroon ng acount like sa col financial at pno tamang pag manage sa acount kun magiinvest na sa stock market. Tenx po

    Reply
  9. hi ms fehl

    I am a newbie to PCA. I am planning for long term 3 yrs. 15k per month. would you advise me to get URC or JFC for three years? Is 15k per month would be good enough? thank you. I love your blogs. keep it up.

    Reply
    • PCA is very good and choosing the companies will be your own decision. Right now the stock market is not performing well so new investors take this opportunity to buy stocks. URC and JFC are both good choice

      Reply
      • Was that the former name of PLDT? If it is, TEL (PLDT) is around 2,815 today and 2,850 yesterday so your 300 common shares are worth around 844,500. Find a broker to sell them but I don’t suggest to sell them now because the market is on a upset phase. Wait for things to climb back like when TEL was 3,400 last September

        Reply
  10. Helo po ms Fehl,
    Ms felh ask ko lng po kng may idea kau paano po ba mgwithdraw or mgtransfer fund from BPI Direct to BPI Savings. Kasi po doon sa part ko pgselect ko nang fund transfer hindi nkalagay yong trade account ko sa source of fund tpos inienroll ko sa additonal function nya yong source of fund hindi pa rin maraming beses ko na po siyang tnatry.. thank you po hope you can help me..

    Reply
  11. Hi Ma’am Fehl,

    I’ve been researching about network marketing ’til I saw your blog. It really inspires me. I just want to ask po. Yung sa COL Starter is 5k w/c is the least, gusto ko po sana mag-open ng acct but I don’t have TIN since I’m still studying. Meron po bang other best broker na tumatanggap po kahit students pa lang? Let say 5k budget po. Gusto ko na pong umpisahan ang investment sa stock market. Thank you very much po. More power!

    Reply
    • If you’re below 18, you can ask your parent to open ITF (In-Trust-For) account for you. If you’re more 18 or above, you can apply for a TIN. Tell the BIR you’ll use it for banking or for your broker’s account

      Reply
  12. Hello, Mam paano po yun? So every month po kailangan mag invest ako ng 5k sa URC? tapos within 4months magiging 24k na po? Tama po ba ako?

    Reply
    • Hi, the above is only an example. It may or may not give you the exact figure but it’s the concept of investing that we’re sharing here. Depende parin yan sa performance ng URC. You can also choose other stocks

      Reply
  13. Ms.Fehl, marami ng salamat po sa pag share mo sobra saya q po nagkkaroon aq idea panu invest Sa stock market gustong gusto q po matuto.. May savings acct po aq sa bangko kasu alam q di masyado lago dun ang aking ipon, anu po kaya ma-e suggest nyo katulad q domestic helper gusto q po Talaga maangat buhay namin kaya napaka ingat q po as pera at sobra pag tipid dahil q gusto q mag negosyo .. Sana habang work aq d2 mag grow naman pera q thru investment sana matulongan Mo po aq any knowledge po… Godbless

    Reply
    • Hi. Thank you. For beginners, I suggest you start with COL EIP. Premium ang stocks nila and they are suitable for long term, meaning if Target mo is 5 years or so, it will work.

      Reply
  14. Reading your blogs has helped me understand stocks better so I might give it a try in the near future – konting aral pa. Thanks for sharing!

    Reply
  15. Miss Fhel, for example: I have a sleeping 100K that I can put in a Stock, URC in this case.
    Question:

    1. How do I start? Or any posts of yours that I can read on how to start on this?
    2. Do I have to fund it monthly? If YES, then how much would it be?

    Thank you and more power!

    Reply
    • Hi Shinel. First, ask yourself if this is the only money you’ve got and do you have stable incoming income. Then you can decide how will you invest your 100K using URC stocks. As a beginner though I recommend you buy URC shares every month (ex. 200 shares/month) than spending your 100K at once. That way, you can minimize risks. Please read our STOCKS guide here at Philpad 🙂

      Reply
    • Miss Fhel, nakita ko po ang reply mo sa post ko dun sa email ko. Pero pagdating dito eh wala na yung comment mo. Hindi ko alam if buo na ba yung sagot mo doon or part lang yung nakita ko. YES, that 100K is something I can dispose kunyare and YES, I have a stable incoming income every month.

      Reply
  16. Hello miss Fehl!
    Reading your articles about money making made me inspire to invest as soon as possible (Yes, because I wanna make a million at the age of 27!) . However, I am 22 and still a student, I really have no I idea where to put my money to invest. For instance, this URC, where will I invest it? I mean what company?

    Hoping for your response 🙂 Thank you! and please enlighten me more.

    Reply
    • You read the article, it’s about investing in the stock market. Known here as PSE (Philippines Stock Exchange). URC is one of more than 200 companies listed. Do your own research, and see if it interests you. To open a stock trading (broker) account, requires an initial investment of at least 5,000php, which you can use to purchase shares in any company you are interested in. Such as, URC which is a code for Universal Robina Corporation.

      Good luck.

      Reply
    • Hi, Carlo. Investing in the stock market is rewarding but it is risky. In my opinion, since you’re still young, you can face more risks coz you have still more time, skills and strength to earn more unlike when you’re near your retirement age, money security is more a priority. Take this as an opportunity. For a starter, invest with companies like URC and JFC and you can venture on other stocks as you learn the ways of the stock market. Also follow DailyPik.com 🙂

      Reply
  17. Good evening ms. Fehl ask lang po ako regarding COL EIP, plan ko po kc mag invest kaso Hindi ko po maintindihan kung everytime ba mag fund ako monthly, eh same pa rin bang stock ang pwede kung bilhin or pwedeng bumili at pumili ng iba?

    Reply
  18. hi!

    Ms fehl, ask ku sana my alam kayo about one lighting corporation? Is it true po ba na scam un? kc mga ktrabaho ko kc member sila dun. tenk u po! ala po kc akong mapagtanungan na iba., 🙂

    Reply
  19. Thank you ma’am for the helpful blogs! i’m a fan now. As a newbie, I’m learning a lot from your posts.
    God bless you more! 🙂

    Reply
  20. Hello Fehl,

    Good day! Hope you doing fine. Thanks on your reply on your other post. Is there any way we can identify how much will be charges or cost ung kukunin ni ng online broaker? example ung COL Financials. As i can noticed above examples, you stated there hindi full ung 50K. Mga ilan kaya charges dun?

    Thanks poh ulit miss Fehl,
    Jhenzkie

    Reply
  21. A pleasant day to you Ms. Fehl. I want to invest in either stock market or Equity Fund in long term, perhaps 20 years. What if there’s something bad happened to me (let’s say for example, in worst case scenario, ma-deadbol ako) before I am able to redeem. What will happen to my investment?

    Reply
  22. Good day! Mam,
    Thanks for generously sharing ur experience and wisdom, im pretty much xcited now, nag karoon ako ng hope sa buhay na mkka hawak pla ako ng milyones someday haha

    Reply
  23. hi miss fehl! nung nbasa ko ung title ng blog na ito. napaisip ako. Im thinking stock of CIC. but then, it was URC pala. happy to know this info and also happy to be a URC stockholder 🙂 thanks

    Reply
  24. i just sent the documents to col today, and will wait maybe on tuesday the email from them… im really excited on this and thanks to you madam for sharing step by step,,,

    Reply

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