How to Apply for SSS Calamity Loan – Requirements, Guidelines in Application

How to Apply for SSS Calamity Loan – Requirements, Procedures and Guidelines in Application are listed below. Because disasters, floods and typhoons are like normal nowadays in the Philippines, we can rely on SSS calamity and emergency loans. SSS members can apply for calamity loan anytime the service and program was announced and released as available. Calamity loans can be availed and applied when a relief-package has been issued to SSS while emergency loans are available for all qualified members.

how to apply sss calamity loan requirements procedure application

The requirements and guidelines in applying for SSS calamity loan are discussed in this page. The amount of cash you will receive can help you recover from the disaster and from your losses. This member’s benefit from the SSS will help you stand up again.

SSS Calamity Loans are special. It means this type of loan is not available for all members and is not available anytime, anywhere. Currently, SSS just release this type of loans for members affected by calamities only. The government release special budget for that. So if you want to apply for calamity loan, you can go to your SSS branch and avail it.

SSS Calamity Loan usually includes:

  • Early and advance release of three-month pensions
  • Salary loan early renewal
  • Suspension of loan payments for 6 months
  • Interest rate reductions for new loans to Housing Loan programs for repairs and improvements

SSS Calamity Loan Requirements

  • Accomplished application form
  • 2 valid IDs
  • SSS number/ ID or Card

Prepare your requirements before applying for calamity loan to avoid going back over again. File your application at the SSS branch handling your membership. Don’t forget to bring valid IDs and your SSS number. Double check your details and avoid alterations. Pensioners may need their fingerprints in signing.

Some government companies like GSIS and Pagibig Fund also offer emergency loans and request different requirements. Cash amount given to members also differ on each company. I suggest you only apply for a loan if you badly need money as they put interests on them.

As always, I recommend being updated, make sure you complete paying your SSS contributions to be entitled with benefits in times of unexpected needs.

Disclaimer: I’m not affiliated with SSS. This post is only shared for information purpose only. Calamity Loans are not always available. They are special programs. If you have personal transactions and inquiry about this special program, please contact the SSS branch near you. God bless!

Fehl is the founder of Philpad and has been writing online for 12 years. She has a bachelor's degree in Accountancy and a background in Finance. She is a licensed Career Service Professional and author of a poetry book at Barnes & Noble. In her spare time, she likes to travel and discover new places.

33 thoughts on “How to Apply for SSS Calamity Loan – Requirements, Guidelines in Application”

  1. Hi mam gud day po ask qlang po qng pwde po aqng makapag calamity loan kc po ung bahay namin xa marinduque nasira ng bagyo
    Andito po aq ngaun xa cavite dito po aq nagwork pwd po kaya un permanent addres q po ang marinduque

  2. Gud pm…pwede po ba ako maka loan sa SSS ko kahit matagal na akong di nakapag contribute? May 6yrs contribution in total na yata ako mam pls reply..tnx

  3. sbi ng sss wala pa daw guide lines para sa calamity loan hanggang kailan po kaya darating yung guide l ine sa sss tarlac

    • If it appears along the other types of loan, yes we can apply and apparently wait for approval. If Calamity Loan doesn’t appear, we are not covered then

  4. Baket di daw po kasama ang cavite sa declaration ng sss for calamity loan eh affected din po kmi ng typhoon glenda? Please reply po naman…mdami na po kming nangangailangan ng calamity loan dito sa cavite..if po, ilang weeks po bago nmin maclaim yung loan? Thankz po in advance

  5. Baket di daw po kasama ang cavite sa declaration ng sss for calamity loan eh affected din po kmi ng typhoon glenda? Please reply po naman…mdami na po kming nangangailangan ng calamity loan dito sa cavite..thanks in advance

  6. Pwde po ba ako magloan khit may utang pa sa salary loan.pero active po ako almost 3 1/2 years na complete monthly contribution…

  7. Sir.mam pwde po ba ako magloan ng calamity loan.khit may previous balance pa ako sa salary loan ko…at mgkno po mkukuha ko

  8. Nag apply napo ko ng calamity loan ngayon lang sa agency ko taga cavite po ako ma aaprove po ba ko open po ba to calamity loan ang sss dahil sa bagyo glenda po

    • SSS has announced Calamity Loans for those affected by typhhon Glenda. You may apply now, deadline is on October 31. You’ll be approved if you meet their requirements (assessment – contributions, existing loans etc)

      • Bakit po sa cavite wala dw po kme calamity loan s sss kc wla p dw declaration.? eh ksma nmn kme s state of calamity.please reply. tnx

    • SSS has calamity loans with easier terms for those Glenda typhoon victims. Just go to the SSS to know more about this latest offer. Deadline is on Oct. 31


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