This Personal Accident Insurance in the Philippines is Only P888

Are you looking for the most affordable comprehensive personal accident insurance in the Philippines right now? On this page, we share with you one of the cheapest insurance products available in the Philippines in 2024.

The pandemic has destroyed many lives, businesses, and income opportunities. It continues to cause anxiety and uncertainty. Inflation is also looming, but we must look forward and continue to thrive.

To move forward, having a secured life will help us in times of uncertainties and emergencies. But, at the end of the day, our loved ones are our core priority. So, having a personal accident insurance is always important for everyone.

What is ABIC All-in 888?

ABIC All-in 888 is an enhanced comprehensive personal accident insurance product for only P888. The Philippine National Bank offers it in collaboration with Allied Bankers Insurance Corporation (ABIC) and InLife Insular Health Care.

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ABIC All-in 888 Personal Accident Insurance Benefits

For only P888, you will be covered with the following insurance benefits for an entire year:

  • Accidental Death P100,000
  • Permanent Disability due to Accident P100,000
  • Accidental Dismemberment up to P100,000
  • Accidental Death due to Motorcycling P50,000
  • Unprovoked murder P50,000
  • Residential Fire Cash Assistance P10,000
  • Accidental Death while onboard a PAL flight P300,000
  • PAL International Flight Inconvenience Benefit
    • Cancellation (non-pandemic related) P5,000
    • Baggage delay (more than 12 hours) P5,000
  • Accidental Death aboard Mabuhay Express P200,000
  • Death due to derailment or collision of any Philippines Mass Railway Transport P200,000
  • ATM Withdrawal Robbery up to P5,000

How to Apply for ABIC 888 Personal Accident Insurance?

Kindly contact Ms. Leoria Marie Dungo of PNB (Philippine National Bank) via email at or via phone at 09275748001, and she will be honored to assist you.

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Upgrade to ABIC 1188 and Get an Additional ER Voucher

You can also upgrade to ABIC 1188 to get your ER Care Fit 20 voucher, an outpatient-inpatient emergency care accident package.

ER Care Fit 20 is a health voucher that provides up to P20,000 worth of coverage for emergency cases due to accidents. Services include outpatient emergency care, inpatient emergency care, laboratory and diagnostic procedures, and medicines as medically required.

It is also accepted in more than 400 IHC-accredited hospitals nationwide, including the Top 6 hospitals in the Philippines. ER Care Fit 20 comes with P20,000 worth of health coverage with the following:

  • Doctor’s professional fee
  • Laboratory and diagnostic procedures
  • Emergency room care
  • Wardroom accommodations
  • Medicines as medically necessary in the emergency room and during confinement
  • Surgery and surgeon’s fees when medically necessary
  • Use of operation room, recovery room, and ICU, as medically necessary

ABIC Wise Value 1188 includes the following additional insurance benefits:

  • Death while onboard a duly registered public utility bus, jeep, or UV van (4-wheeled +) P200,000
  • Emergency Health Care Benefit up to P20,000 per voucher

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Fehl is the founder of Philpad. She has a degree in Accountancy and a background in Finance. She is a licensed Career Service Professional and author of a poetry book at Barnes & Noble. In her spare time, she likes to travel and vlog.

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